Before you abandon the idea of ever using credit again you must recognize that good credit is a necessity. Whether you're buying a house or an new a healthy credit score can save you thousands. Conversely, those with poor credit, are forced to live with increased interest rates and an overall higher cost of living in many their consumer purchase. A poor credit score can cost you hundreds of dollars in interest payments each month, or prevent approval for credit altogether.

The FCRA:
The Fair Credit Reporting Act (FCRA) was enacted in 1970 to promote fairness, accuracy and the privacy of personal information reported to credit bureaus by creditors and others.  The FCRA allows us to challenge the information on your credit report on the basis of "completeness and accuracy."  The credit bureaus are required to complete the investigation within a "reasonable period of time." This time period has been set at thirty days.  In theory, this process should be simple, but many consumers quickly discover that creditors and abusive debt collectors can make the process more difficult than they imagined.

This is where Douglass, West and Associates comes in!

Three Simple Steps to Repaired Credit

	Download and complete our application: Click here to download Mail your payment of $199 and your completed application to: Douglass, West and Associates 830 Lansdowne Avenue Drexel Hill, PA 19026
	You'll receive copies of current agency reports and we'll ask you to identify all inaccurate records. After we've identified all inaccuracies, we'll begin the dispute process while you relax knowing that the repair process is underway and in good hands. This process can take from 30 to 60 days.
	You will receive a copy of your updated report for final review.

Not sure if you need our service?
Click here to request that one of our associates contact you regarding
your current credit situation.